Splurge vs Save: Black Crossbody Bag

I’ve been thinking about buying this Rebecca Minkoff bag for years. I love the bag and have never found anything just like it. However, with a price tag of $195 it is a little above the price range a high schooler, who babysits and scoops ice cream for a living, should be looking at. 
This begs the question; save or splurge? I’ve found a few black crossbody bags that are similar to the Rebecca Minkoff bag. They are all great bags and cost much less than the RM bag, but I don’t love any of them as much as my beloved mini MAC.  Should I buy a cheaper bag or is it worth it to splurge and buy the bag I’ve wanted for so long? 
~ Caroline
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